While the sun may be shining today, it is possible that you may face a severe risk storm. The question is- will you be able to weather the storm with your current coverage? A personal umbrella liability policy gives you the extra protection you need if you are found to be legally responsible for accidental injury or damage to another’s property. Your standard liability policy may not be enough to cover the financial expenses endured. An umbrella liability policy is supplemental, and kicks in when your standard liability is depleted.
To determine whether or not you need the extra coverage, our personal lines team will help you match up your total personal assets with your potential personal risks to evaluate your needs for additional liability coverage.
Depending on your personal risk factors, including speeding tickets and credit rating, an umbrella liability policy can offer you affordable supplemental coverage at generally one dollar per day for a $1 million umbrella policy.